rent utilities - water, gas, electricity, internet (30-50) restaurants/outside food (my budget is 50-100 month) groceries (i spend 100/month at most?) fun fund - dancing, shows, impulse purchases, convention, travel, hobbies office supplies for your house -yes you may need envelopes, file folders, stamps, to pay your bills/keep your records organized other supplies - cleaning things, organizational things, hardware, tools for home repairs, tape, window film, extra keys gifts for other people decor and furniture for your house clothing auto insurance gas T fare parking fees (meters/garage) drycleaning (for professional wear that needs it) laundry (if you live somewhere with a coinop machine or need to go to a laundromat) subscriptions (magazines, comics, etc) regular or irregular charity contributions auto repairs/maintenance renter's insurance
health/dental/vision insurance (don't forget to budget for copays even if you have work that gives you insurance - $20 for most office visits) if you don't have vision coverage you'll probably end up paying 80-100 for the exam plus anywhere from 100 to 400 for the glasses. Even with insurance, I wanted anti-reflective coating, lighter lenses, etc, which cost me $100 on top of what my vision insurance was paying.
medications (prescription and OTC) - you might be able to get free things at your student health center. My health center offered free bottles of pain relievers / cold medicines.
Don't forget also you may want: parking pass for guests who visit you and want to park on the street ($10)
Taxes (make sure you have the correct amount being taken out on your paychecks else you might end up owing a lot to the govt in April which can be tough if you're broke!)
Moving into an apartment for the first time is VERY EXPENSIVE. Remember that you may have to pay First, last, and security deposit = 3 months rent. So make sure you have $2100 to move in (your 700 budget *3).
Supplies and decor can be a huge budget breaker. Try to dumpster dive when the semester is ending to snag things your dormmates are throwing away that you can use. (microwave, kitchen supplies, rugs, lamps) Have a friend with a car drive you around during Allston Xmas. (But stay away from curb couches - mostly gross and not worth it.)
Craigslist Freecycle
Remember that not everything at Costco is a good deal. Check your grocery/Target flyers for good sales.
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ninetydegrees
no subject
on 2011-03-22 10:32 pm (UTC)rent
utilities - water, gas, electricity, internet (30-50)
restaurants/outside food (my budget is 50-100 month)
groceries (i spend 100/month at most?)
fun fund - dancing, shows, impulse purchases, convention, travel, hobbies
office supplies for your house -yes you may need envelopes, file folders, stamps, to pay your bills/keep your records organized
other supplies - cleaning things, organizational things, hardware, tools for home repairs, tape, window film, extra keys
gifts for other people
decor and furniture for your house
clothing
auto insurance
gas
T fare
parking fees (meters/garage)
drycleaning (for professional wear that needs it)
laundry (if you live somewhere with a coinop machine or need to go to a laundromat)
subscriptions (magazines, comics, etc)
regular or irregular charity contributions
auto repairs/maintenance
renter's insurance
health/dental/vision insurance (don't forget to budget for copays even if you have work that gives you insurance - $20 for most office visits)
if you don't have vision coverage you'll probably end up paying 80-100 for the exam plus anywhere from 100 to 400 for the glasses. Even with insurance, I wanted anti-reflective coating, lighter lenses, etc, which cost me $100 on top of what my vision insurance was paying.
medications (prescription and OTC) - you might be able to get free things at your student health center. My health center offered free bottles of pain relievers / cold medicines.
Don't forget also you may want: parking pass for guests who visit you and want to park on the street ($10)
Taxes (make sure you have the correct amount being taken out on your paychecks else you might end up owing a lot to the govt in April which can be tough if you're broke!)
Moving into an apartment for the first time is VERY EXPENSIVE.
Remember that you may have to pay First, last, and security deposit = 3 months rent. So make sure you have $2100 to move in (your 700 budget *3).
Supplies and decor can be a huge budget breaker. Try to dumpster dive when the semester is ending to snag things your dormmates are throwing away that you can use. (microwave, kitchen supplies, rugs, lamps)
Have a friend with a car drive you around during Allston Xmas.
(But stay away from curb couches - mostly gross and not worth it.)
Craigslist
Freecycle
Remember that not everything at Costco is a good deal. Check your grocery/Target flyers for good sales.